After your decision to enroll in with Debt Relief USA, we will contact your creditors and negotiate with them to lower your monthly payments, and reduce your interest rates. You then simply send one reduced monthly payment which is then safegaurded in a federally insured bank until negotiations with your creditors commense. You will still receive monthly statements, and view your account online, so you will be able to see your balances dropping. You will be assigned a personal account specialist to answer any questions.

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Simply keep making your monthly payments on time and you will be on the road to a better credit rating and the ability to see your accounts paid off.

As a result of the work we do on your behalf and the benefits we achieve for you, you will be able to pay off your debt in much less time than you can do on your own.

An average client maintains a $10,000 debt with an 18.5% interest rate. Without the debt settlement program, by paying the minimum payment, it would take 32 years and $24,500 to pay off the original debt. With Debt Relief USA you'll be able to pay the same debt off in 2-4 years.